Resources for Uptown businesses during COVID-19
We are here to help.
Our work & commitment right now: As part of the national effort to control the spread of the novel coronavirus (COVID-19), and per the stay at home order announced on March 27 by Governor Cooper, the Uptown Shelby Association office is closed to the public until further notice, with our staff working remotely. Uptown Shelby Association staff will continue to be available during our normal business hours of Monday – Friday, 9 am – 5 pm. The best way to reach us is via email. Kindly allow up to 3 business days for a response.
updated 5/7/2020 at 2:22 pm
Note to users: The references to resources, companies, or programs mentioned below are not intended as endorsements by the Uptown Shelby Association. Please review carefully and determine what options are best suited for your business.
Resources for businesses & employers
- Tips & articles from the NC Main Street Center: https://www.ncmainstreetconference.com/tips-and-articles
- https://reopenmainstreet.com/ is a compilation of potential reopening strategies, ideas, hints and tips for businesses as we enter the COVID-19 recovery phase.
- Free webinar: "Reopening your business: Things you may not have considered" on Friday, May 8 at 2 pm. https://app.livestorm.co/small-business-majority/reopening-your-business-things-you-may-not-have-considered. Topics will include financial issues, using marketing to alleviate customers' concerns, re-designing the sales floor to accommodate social distancing, bringing back staff & keeping them safe, alternative business opportunities, critical merchandising strategies, and Q&A.
- Operation Open Doors Checklist from the National Retail Federation -- the first several pages are geared toward much larger companies, but you may find it especially help starting around the bottom of page 4. https://cdn.nrf.com/sites/default/files/2020-04/NRF%20-%20Operation%20Open%20Doors%20-%20Checklist.pdf
- Pandemic Relaunch Toolkit for Restaurants & Bars: https://streetsense.com/blog/pandemic-relaunch-toolkit-for-restaurants-bars/
- Financial assistance:
- Note: as of 4/24, there is an additional round of funding for the PPP fund and the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program. Applications re-opened on 4/27 at 10:30 am.
- NC Main Street Center list of funding resources: https://www.ncmainstreetconference.com/funding
- Overview of SBA assistance: https://www.sba.
- CARES Act and Phase 4 assistance -- Massive demand is projected for small business support from these federal relief efforts, so applying quickly is recommended if you are interested.
- Small Business Owner's Guide to the CARES Act (from the US Senate): https://tinyurl.com/v3yowmd
- Application for new Payroll Protection Program (PPP) is available: This program seeks to help small businesses impacted by COVID-19 maintain payroll and cover costs associated with rent, utilities, and other overhead payments. These loans can be forgiven if borrowers primarily use it to maintain their payroll. Info on CARES Act from US Treasury. PPP FAQs (updated 4/26).
- Here are three things to know before you fill out an application:
- Check with your local bank first to see if they are participating in PPP—many are prioritizing clients with whom they have an existing relationship.
- If you don't have a local banking relationship, check SBA's website to find an approved lender.
- The law expands the number of institutions that can provide PPP loans. If you are unsure if a lender is authorized, check the SBA site or contact the Charlotte district office.
- We recommend you contact your bank FIRST. Other entities are also accepting applications, including Mountain BizWorks, PayPal, Kabbage, and some online banks.
- There is a funding cap, so the Treasury Department recommends applying as soon as possible.
- Overview from the US Chamber:
- Economic Injury Disaster Loan Guide: The CARES Act expanded the SBA’s long-standing Economic Injury Disaster Loan Program (EIDL), which includes $10,000 grants for eligible applicants. The EIDL program was created to assist businesses, renters, and homeowners located in regions affected by declared disasters. The guide is available at: uschamber.com/eidl
- Employee Retention Tax Credit Guide: The CARES Act created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of the coronavirus. The guide is available at: uschamber.com/ertc
- UPDATED: Coronavirus Emergency Loans: This guide outlines steps to help small businesses and self-employed individuals check eligibility and prepare to apply for a loan.
- Grants (items in gray have expired)
- Salesforce Care Grants: applications due by May 1 at 11:59 pm PST. https://grants.ureeka.biz/salesforce
Small business relief grants now are available through the Local Initiatives Support Corporation (LISC) Rapid Relief & Recovery Fund programs. Applications must be received by 11:59 pm on 4/28. https://www.lisc.org/covid-19/small-business-assistance/small-business-relief-grants/
LISC/Verizon grant: applications due April 28 by 11:59 pm EST. https://www.lisc.org/covid-19/verizon-small-business-recovery-fund/
- Loans (other than SBA/EIDL):
- Shelby1Fund Small Business Loans aim to provide a rapid source of assistance for City of Shelby-based businesses that have been impacted by COVID-19. Details and application: https://www.mountainbizworks.org/coronavirus/covid-19-loans/shelby1fund/.
- Kiva: 0% interest, crowdfunded loans https://www.kiva.org/borrow
- NC COVID-19 Rapid Response Loan Program: Loan managed by the GoldenLeaf Foundation to support businesses experiencing economic losses. This is intended to be a bridge loan; it is not a grant. Businesses should visit the website for more information and to apply: https://ncrapidrecovery.org/ Note: as of 5/4, there is an additional $125 million in funding from the state.
- Business continuity planning:
- Families First Coronavirus Response Act: employee paid leave rights: https://www.dol.gov/agencies/whd/pandemic/ffcra-employee-paid-leave
- SBTDC: (scroll about halfway down the page) : http://www.sbtdc.org/coronavirus/business-assistance.html
- Business Planning Pandemic Checklist: https://www.cdc.gov/flu/pandemic-resources/pdf/businesschecklist.pdf
- Questions to Ask: https://ncchamber.com/wp-content/uploads/Sample-Pandemic-Preparation-Questions.pdf
- Small Business Resilience Toolkit from Facebook: https://tinyurl.com/wywtjyc
- Cyber-security for working from home: https://www.cyberreadinessinstitute.org/cyber-readiness-news/securing-a-remote-workforce
- People topics at SBTD: http://www.sbtdc.org/coronavirus/people.html (unemployment, FMLA expansion)
- Online course: Leading Through Corona: a manager’s guide to leading employees through change + uncertainty. From the host: "ALL non-profit leaders + any small business owner who is financially waiving the white flag right now can get access to this online course for free by filling in this short form."
- Workplace health & safety:
- SBTDC list of financial resources: http://www.sbtdc.org/coronavirus/money.html
- Isothermal Planning & Development Commission list of resources: https://regionc.org/covid19resources/
- Helpful overview of major loan options - summarized by our friends at Mountain BizWorks https://www.mountainbizworks.org/coronavirus/covid-19-loans/
- Business advising:
- Business Link NC (BLNC): 800-228-8443. Staff are available Monday through Friday, 8:30 am – 4 pm. There are Spanish-speaking counselors.
- SBTDC: http://www.sbtdc.org/offices/ (the Hickory office serves Shelby)
- Mountain BizWorks offers business lending and coaching. They can help business owners navigate the process of SBA loans and other challenges during this time. Contact them via this page: https://www.mountainbizworks.org/coronavirus/covid-19-funding-help-center/
- Free webinar/telework solution from Excite Tech (Uptown Shelby business): https://www.excitetech.com/coronavirus
- Marketing & Communication:
- Customizable flyer to share how your business is responding: https://www.uschamber.com/app/covid-19-flyer/
- Uptown Shelby social graphics - feel free to use these on your social media and website to promote your business: https://www.dropbox.com/sh/utubezdcnu85bbd/AAD8idxkg5Oe83h6vWpohYvOa?dl=0
- Map of reserved pick-up zones & restaurants/food businesses in Uptown Shelby (PDF)
- Email Uptown Shelby staff at info (at) uptown shelby . com with any Uptown business updates so we can keep our COVID-19 section current for the public.
- Promotion from The Shelby Star & others to encourage people to buy gift cards from local businesses: https://supportlocal.usatoday.com/add-business/
Local & state health & safety updates
- Stay at home order & phased re-opening:
Governor Cooper Announces Modified Stay At Home Order and Transition to Phase 1 of Easing Restrictions: https://governor.nc.gov/news/governor-cooper-announces-modified-stay-home-order-and-transition-phase-1-easing-restrictions
- Comparison guide showing changes for Phase 1: https://files.nc.gov/governor/documents/files/Phase-1-Side-by-Side.pdf
- full text of the original order: https://files.nc.gov/ncdps/documents/files/Divisions/EM/EO121-Stay-at-Home-Order.pdf
- Original stay at home order: https://files.nc.gov/governor/documents/files/200327_FAQ-SAH-Order_FINAL.pdf
- Modified phase 1 order: https://files.nc.gov/governor/documents/files/FAQs-for-Phase-1-EO-FINAL.pdf
- Cleveland County Health Dept https://clevelandcounty.com/cchd/corona-virus-information/
- NC Dept of Health & Human Services: https://www.ncdhhs.gov/divisions/public-health/coronavirus-disease-2019-covid-19-response-north-carolina
- Gov Cooper's Executive Order 118 - closes restaurants and bars for dine-in service, makes unemployment benefits more widely available.
- Gov Cooper's Executive Order 120 - closes hair salons, barber shops, nail salons, massage therapists, gyms, theaters, and others; bans gatherings over 50 people.
- FAQs about COVID-19
- Dial 2-1-1 or 888-892-1162 for information
- Sign up for text updates by texting COVIDNC to 898211
Resources for impacted workers
- Assistance for Managing Your Health during this difficult time (tips, hot lines, and links).
- Tips & resources for workers experiencing COVID-19-related layoffs / lost wages: https://www.moneygeek.com/financial-planning/coronavirus-lost-wage-resources/
- Cleveland County COVID-19 Community Relief fund: available to Cleveland County residents who have lost hours or work due to COVID-19 https://uwclevco.org/ - Note: additional funding is now available and applications have re-opened.
- Fund for restaurant, food service, and lodging workers affected by COVID-19:https://www.ncrestaurantrelief.com/ - Note: as of 4/21, they are no long accepting applications. As soon as the initial 15,000 applications are processed they will consider reopening the grant form if funds allow for it. In the meantime, the recommend visiting ncrla-covid-19.org for more resources.
- GoFundMe for Uptown servers & bartenders https://www.gofundme.com/f/uptown-shelby-servers-fund?utm_source=facebook&utm_medium=social&utm_campaign=p_cp%20share-sheet&fbclid=IwAR2tI2pkgLjVKgZ9RgwCCeIMGVhgFTCM28c_OJwiKu3VJxbbX85HbkQU_FA
- Resources for artists/the arts:
- Helping agencies in Cleveland County (please call to confirm hours/offerings as they can may have changed in response to health guidelines) http://gccba.org/helping-agencies/
- Local job directories:
About this Page
The content of this page is intended to assist in sharing information about resources available to individuals and businesses in relation to the current COVID-19 pandemic. Content is updated to the best of our ability and knowledge, and does not serve as an endorsement of any product, program, or business.
*please note* This list is a continual work in progress and will be updated daily to the best of our ability. If information is incorrect or a link is broken, kindly contact us (info (at) uptown shelby . com); please make sure to provide detailed information and, if possible, correct info.